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Apple Pay

Apple Pay makes it easy to pay at payment terminals in stores as well as e-commerce sites. Everything is simple, fast and secure. And of course, the service is free.

What you need:

Apple Pay

  • Visa, Mastercard or Maestro debit or credit card from Fio banka
  • iPhone 6 or newer

How to add a card:

  • Open the Wallet app on your iPhone and press the + button.
  • Take a picture of the payment card, manually fill in the remaining details and press Agree.
  • You will receive an activation SMS code which you enter into the app.

How payments work:

  • Hold your finger on the fingerprint scanner for a moment, then bring your phone to the payment terminal to make a payment.
  • If you have a newer model phone, you can also use FaceID. Just press the side button twice and look at the display. Once your phone recognises you, you can bring it to the terminal and confirm the payment.
  • Verify payments with Face ID or fingerprint for all transactions.


Payments at e-shops

You can also use Apple Pay to pay at e-commerce stores by selecting "Buy with Apple Pay" at checkout and confirming with your fingerprint or facial recognition on your phone.

ATM withdrawals

If your ATM is equipped with a contactless reader, you can withdraw money with your iPhone. All Fio banka ATMs have this reader.

Other Apple devices

You can also use Apple Pay on your iPad, iWatch or Mac. You can have one payment card paired on up to 10 devices.


Paying with Apple Pay is secure for several reasons:

  • Neither the merchant nor Apple knows your card number.
  • The app works with a virtual card fingerprint that is unique for each mobile device
  • If you lose your device, you can block Apple Pay either via iCloud or by calling +420 224 346 777, your card will still remain active

We also recommend following basic security rules - always update the operating system as soon as possible, don't share access to your device with anyone, don't lend your phone to anyone, don't bypass operating system security and only install apps from the App Store.


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