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Infomail: fio@fio.cz

Fio current account

Fio banka offers a current account to all physical persons - residents, entrepreneurs and businesses - under the same conditions. No fees for standard banking services!

You can open an account in CZK or other 13 currencies:

Benefits of a Fio CZK - denominated account:

  • Account opening, management, cancelling - free
  • Internetbanking and Smartbanking for iOS, Android - free
  • Czech credits and debits - free
  • Czech and Slovak credits and debits - free
  • Contactless payment card Mastercard or Visa - free
  • Payment card for other person - free
  • Unlimited free withdrawals from any ATM worldwide with a Visa card - free
  • Unlimited Fio banka ATM withdrawals monthly - free
  • Standing orders, SIPO and direct debit - free
  • Cash deposits at branches - free
  • Cash withdrawals at branches of more than CZK 1,000 (inclusive) - free
  • Account number on request

Convenient eurozone payments and payments in other currencies

Get financial reserve

Apply for an overdraft and get financial reserve to your current account. Thanks to overdraft you can go to minus in your account, whenever and repeatedly. You can use those borrowed money on anything. You have 3 tariffs to choose from, their specifications can be found here.

Choose account number on request

This service is available for all new current and business accounts. Account number on request can be set for all accounts, where haven´t been proceeded any transaction yet. One visit of the branch is the key. Number has to follow these rules:

  • It can't be used by other client (occupied)
  • It must consist of 8-10 characters (numbers)
  • It has to follow rules of Czech national bank (Modulo 11)

How it looks in practice? Either you can get your desired number ready (it must follow the rules of Modulo 11) or you can arrange it with our client service at one of our branches, where you can together find the most suitable solution.

For example account number derived from date of birth can be prepared just by trying to add 0 or 9 before desired number sequence (DDMMYYYY, for example). After verification, that number suits to prescribed format, client service check if number is not occupied or in contrary to standard numerical series of Fio banka.

How to open a Fio account?

The contract can be concluded at your nearest Fio banka branch, where you will sign the necessary documents and deposit a minimum of CZK 100 on the account (can be a non-cash transfer from another bank). One form of identification is needed to sign the contract.

  • More information here.
  • Residents (physical people) can request an account online.

Fio banka offers AUD, CAD, DKK, EUR, GBP, HUF, CHF, JPY, NOK, PLN, RUB, SEK and USD denominated current accounts. Learn more about foreign currency payments for low prices here.


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